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Entire life insurance coverage policies are non-correlated assets. Regardless of what happens in the market (supply, actual estate, or otherwise), your insurance coverage plan preserves its worth.
Market-based financial investments expand riches much faster yet are exposed to market fluctuations, making them inherently risky. What happens if there were a third bucket that offered safety however also modest, guaranteed returns? Entire life insurance policy is that 3rd container. No matter of just how diversified you believe your portfolio might be, at the end of the day, a market-based financial investment is a market-based investment.
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